Spiko Connects EU-Regulated T-Bill Funds to Coinbase Stablecoin Network
Spiko has integrated Coinbase Payments into two EU-regulated UCITS Treasury funds, allowing investors to subscribe and redeem using USDC and EURC via the Base blockchain.
A quiet but meaningful bridge between traditional regulated finance and crypto infrastructure took shape this week as Spiko announced the integration of Coinbase Payments into its two European Union-regulated UCITS Treasury funds. The move allows investors to fund subscriptions and process redemptions using USDC and EURC stablecoins, with transactions settling on Base, Coinbase's layer-2 blockchain network.
The significance of this development extends beyond simple payment convenience. UCITS — Undertakings for Collective Investment in Transferable Securities — represent one of the most rigorous regulatory frameworks for investment funds in Europe, carrying cross-border recognition across EU member states. By threading stablecoin rails into a UCITS-compliant structure, Spiko is effectively signaling that crypto-native payment infrastructure can operate within, rather than around, established regulatory guardrails.
Read more Magnificent Seven Stocks Lose $2.3 Trillion in June Amid AI Spending Doubts →
For investors, the practical implication is the ability to gain exposure to EU-regulated Treasury bill funds — traditionally accessed through conventional banking channels — using dollar- and euro-pegged stablecoins. USDC is pegged to the US dollar, while EURC tracks the euro, meaning currency-matched entry and exit points are now available for European investors who prefer to hold digital assets alongside or instead of traditional bank balances.
The broader context here is a maturing stablecoin ecosystem increasingly being adopted not as a speculative asset class but as settlement infrastructure. Coinbase's Base network, designed for low-cost and fast transactions, provides the underlying rails that make this operationally viable at scale. As institutional and retail demand for tokenized real-world assets grows, integrations like Spiko's demonstrate that regulated fund structures and blockchain payment layers are becoming genuinely interoperable — not merely theoretically compatible.
Continue reading at Cointelegraph.
